With the successful conclusion of the official launch, the arrival of Hap2py in Malaysia marks the beginning of the expansion of the world’s leading peer-to-peer (P2P) financing platform, Happy Penny and its foothold in Southeast Asia. For the first time ever in Malaysia, prospective investors and entrepreneurs can now have access to P2P financing that can help them to achieve their financial objectives such as resolving their personal emergencies, starting a new business or expanding their businesses.
Unlike other existing P2P platforms in Malaysia that only extend loan packages to commercial enterprises and business entities, Hap2py provides personal loans to individuals with the aim of empowering them financially.
As a globally recognised P2P lending platform in Malaysia, Hap2py has 5 unique selling points that set it apart from its competitors in the market. As a P2P platform that is entirely committed to safeguarding investors’ investment capital, Hap2py has put in place a buyback guarantee for all its investment schemes which ensures that the loan originator will buy back the loans in the event when the borrower delays the payment for more than 60 days.
Apart from that, investors will find exclusive investment opportunities which promise high returns that are not available elsewhere. Historically, these investment opportunities have generated higher returns than other traditional asset classes — the average annual return of the loans offered at Hap2py is a minimum of 30%.
Hap2py welcomes both private individuals and companies to become investors on its platform. As such, as part of its effort to make P2P lending more easily accessible to everyone, Hap2py has gone to great lengths to streamline the entire sign-up process and make it more user friendly. The online sign-up process is convenient and typically takes less than 5 minutes. Plus, there aren't any hidden fees or charges for investing on Hap2py.
With the launching of Hap2py, Malaysia welcomes the first innovative P2P platform in the country which offers aspiring individuals the opportunity to achieve their dreams through personal loans. Unlike other P2P platforms, Hap2py aspires to empower individuals financially by extending personal loans to them that allows them to achieve their own financial goals.
By investing with Hap2py, investors will never need to worry if borrowers are going to default on their loans. Hap2py’s appointed insurance company will ensure that investors receive compensation on their investment capital if the borrowers fail to pay up their loans after a stipulated period of time. This protects investors from financial losses while investing with Hap2py.
To know more about Hap2py and the investment packages it provides, kindly visit www.hap2py.com for more information.
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